Comenity Sleep Number (2024)

FAQs

Where else can I use my Sleep Number Credit Card? ›

No, you cannot use your Sleep Number Credit Card everywhere, as you can only use it for purchases at Sleep Number locations and their online stores.

You can make payments through the mail, online by visiting www.mysynchrony.com or by calling 1-800-250-5411. Your payment due date will always be listed on your bill from Synchrony Bank.

Credit is extended by Synchrony Bank. ^ For New Accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

The Mattress Firm Credit Card can only be used for purchases and only at Mattress Firm, as well as everywhere else Synchrony Home credit cards are accepted. The fact that Mattress Firm Credit Card cash advances are not an option might be a blessing in disguise.

If approved for the CareCredit Rewards Mastercard, you can use your card everywhere Mastercard is accepted and earn points on purchases. Purchases made at any CareCredit network location, at pet stores, grocery stores and on health and wellness purchases earn 2x points.

The card only works at Synchrony's partner stores

Use Synchrony's store locator to find merchants that accept the Synchrony Home credit card. But despite those thousands of Synchrony Home partners, this credit card isn't a true "open-loop" card that can be used anywhere the card's payment network is accepted.

Manage many of your credit cards issued by Synchrony from the palm of your hand.

Even better, you can often find an Sleep Number Bed sale at Groupon Coupons that will offer amazing savings. You can also sign up to receive email updates and deals on the Sleep Number website.

Medicare covers the cost of adjustable beds only when they're prescribed by a doctor. Your doctor will need to explain your need for an adjustable bed. The same is true for most private insurance companies. Check directly with your insurance provider to make sure it offers coverage for a Sleep Number adjustable bed.

What mattress is closest to a Sleep Number? ›

The Classic Series contains the brand's most affordable beds, ranging from about $1,000 to $2,500 for a new queen mattress. The Performance Series is designed to focus on pressure relief. Expect to pay between $2,700 and $3,200 for a queen-size bed in the Performance line.

Some credit cards from Comenity Bank are included in major card networks like Visa and Mastercard, which means they can be used almost anywhere. Other Comenity Bank cards are store cards only, meaning they can only be used in a specific store or a family of stores.

Loan limits vary by merchant and will depend on your credit record and payment history with Affirm. The lender has no minimum credit score to qualify for a loan, and checking whether you prequalify will not damage your credit score.

Chip Lupo, Credit Card Writer

Yes, Synchrony Bank does a hard inquiry on your credit report whenever you apply for one of its credit cards. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time.

Manage all your car expenses with the Synchrony Car Care™ credit card, accepted at gas stations, auto parts, car repair shops, and service businesses nationwide.

Closed-loop store credit cards work only within a single retail store or family of stores, while regular credit cards that feature the American Express, Discover, Mastercard or Visa logo can be used anywhere each respective card is accepted around the world.

With the card, you can pay down purchases interest-free for a set period of time, and Rooms to Go offers several repayment time frames. As with other store cards designed for financing, the Rooms to Go Credit Card, issued by Synchrony Bank, can be used in-store only and isn't meant for other purchases.

Can you use store credit cards any other places? No, store credit cards can only be used at specific stores (both in-store and online). Retailers partner with banks to offer lines of credit to their customers and it's limited to that retail store only.